Member's Accident Security Plan

The Members Accident Security Plan (MASP) has been designed specifically for accidental situations — those surprising and unfortunate happenings for which none of us are prepared. MASP provides CASH — the benefit most of us need when the unexpected strikes.

Our insurance policy helps supplement primary health plans by providing direct-to-the policyholder cash benefits to help with traditional health insurance coverage, such as deductibles, out-of-pocket expenses and loss of earnings.

WORLDWIDE Benefits for NON-TRAVEL Accidents

Liberal Protection:
Non-travel accidents include falling down stairs, slipping in the bathtub, drowning, a gun-related injury or death, injury or death resulting from recreational or sports activities such as skating, roller-blading, skiing, snowmobiling, jogging, basketball, hunting, fishing, diving and many other activities.

Hospital Benefits:
You will be paid $50 for each day of hospital confinement necessary for treatment of bodily injury due to a covered non-travel accident. These benefits begin the first day and continue for as long as your remain hospitalized — for life, if necessary. The hospital stay must begin with in 90 days of the accident.

Accidental Death Benefits:
If death occurs as a result of non-travel accident, your beneficiary (ies) will receive $5,000.

WORLDWIDE Benefits for TRAVEL Accidents

Liberal Protection:
You will be paid benefits for all covered accidents. That is: bodily injury received while 1) traveling as a fare-paying passenger in or on a common carrier, including charter flights with room for at least 15 people; 2) driving or riding in a private automobile, motorized camper, car or truck; 3) being struck as a pedestrian by any licensed vehicle on a public road; or 4) riding a bicycle or adult tricycle.

Hospital Benefits:
You will be paid $100 for each day of hospital confinement necessary for treatment of bodily injury due to a covered accident. These benefits begin in the first day and continue for as long as you stay in the hospital — for life, if necessary. The hospital stay must being within 90 days of the accident.

Accidental Death Benefits:
If death occurs within 90 days as a result of a covered accident, benefits are paid to your beneficiary. Benefits begin at $10,000 and increase by $1,000 each year for the first 5 years, to a maximum of $15,000. There is no charge for this automatic increase in coverage. To apply contact us at:

See your Certificate of Insurance for a full listing of benefits and limitations.